Planning on a move in 2018? Start preparing now! It doesn’t matter if you’re thinking of entering the real estate market this month or six months from now; preparing today will help make the process a little less stressful. Here are three things that will really help in preparing.
CHECK YOUR CREDIT & GET PRE-APPROVED
Take a look at your credit score. You'll want to make sure that your credit is in good standing. If there are any issues, take care of them. If you have a high credit score, you'll get a better finance rate, which could save you on your mortgage payments.
After you know your credit is in check, you can work with a mortgage lender to get pre-approved. Getting pre-approved for a mortgage tells you how much you can afford and when it comes time to make an offer, the sellers will see that you can, in fact, afford the house.
A mortgage broker can be a big help in this process. If you need a good recommendation, email me back and I’ll help connect you to one.
MAKE A "WANTS & NEEDS" LIST
The all-important question is, what are you looking for in your next home? A lot of people waste time looking at properties they would have never looked at if they’d just taken some time to prioritize their wants and needs. So, start searching online to help you gain a sense of what it is you desire. Make a list of your top three needs and top three wants. If you’d like some properties emailed to you, just click here email@example.com to send me an email and I’ll get you set up.
IF YOU'RE SELLING
Start looking at any improvements that you can make to help your home sell. Make repairs, get rid of clutter, and make your home presentable for potential buyers. Knowing your home’s value is helpful in starting the process and knowing where to invest your money. Again, just reply to this email and I’ll help you get the most current value of your home.
These ideas are just a snapshot of things to help you get started in your new home search. I would like to guide you through the entire process and help you every step of the way. If you have a question about this or any other news you might have heard about the industry, I’m here to help. Give me a call.